Claiming Benefits

You maybe eligible for help from the department of work and pensions to contribute towards the cost of the funeral. If you are responsible for arranging the funeral and you are claiming one of the following benefits;

Income support
  • Income-based Jobseeker's allowance
  • Income-related employment and support allowance
  • Pension Credit
  • Housing Benefit
  • The disability or severe disability of working tax credit
  • One of the extra elements of Child Tax Credit
  • Universal Credit

How much you will be awarded will also depend on any other money that is available e.g through the deceased's estate, any insurance policies or savings.

Below is a flowchart to follow to find out if your claim maybe accepted.

Bereavement Payment

You may be able to get a £2,000 Bereavement Payment if your spouse or civil partner died. This is a one-off, tax-free, lump-sum payment .

You may be able to get Bereavement Payment if, when your husband, wife or civil partner died, you were either:

  • under State Pension age
  • over State Pension age and your husband, wife or civil partner wasn't entitled to a State Pension based on their own national insurance contributions

Additionally, your husband, wife or civil partner must have either:

  • Paid enough National Insurance contributions
  • Died because of an industrial accident or disease

Bereavement Allowance

This is a taxable benefit (Previously known as Widow's Pension) payable for up to 52 weeks from the date your spouse or civil partner died. These payments are based on your late spouse or civil partner's National Insurance contributions. To be entitled you must be over 45 but under State Pension age when they died.

To avoid losing any benefit, you should claim within three months of the deceased's death.

Find out more on Bereavement allowance on the Gov.uk Website

Widowed Parent's Allowance

This is a taxable benefit which may be payable if you are a parent and your spouse or civil partner has died and they paid enough National Insurance contributions. You must be under State Pension age and be receiving or entitled to Child Benefit for at least one child.

Budgeting Loan

Budgeting Loan from the government can help pay for:

  • Furniture or household items (for example, washing machines or other 'white goods')
  • Clothes or footwear
  • Rent in advance costs linked to moving house maintenance,
  • Improvements or security for your home
  • Travelling costs within the UK costs linked to getting a new job
  • Maternity costs
  • Funeral costs
  • Repaying hire purchase loans repaying loans taken for the above items

You're only eligible for a Budgeting Loan if you've been on certain benefits for 6 months.

The lowest amount you can borrow is £100. You could get up to:

  • £348 if you're single
  • £464 if you have a partner
  • £812 if you or your partner claim Child Benefit

How much you could get depends on whether you:

  • can pay back the loan
  • have savings of more than £1,000 (£2,000 if you or your partner are 63 or over)
  • are paying back an existing Budgeting Loan or Crisis Loan

Repayments if your benefits are paid weekly

Your loan amount

£100 - 812

Your weekly benefit

£57.90
£73.10
£87.50
£102.15
£109.30
£114.85
£300.00

Weekly deduction

£2.90 - £6.95
£3.66 - £8.77
£4.38 - £10.50
£5.11 - £12.26
£5.45 - £13.12
£5.74 - £13.78
£15.00 - £36.00

Repayments if your benefits are paid fortnightly

Your loan amount

£100 - 812

Your weekly benefit

£115.80
£146.20
£175.00
£204.30
£218.60
£229.70

Weekly deduction

£5.79 - £13.90
£7.31 - £17.54
£8.75 - £21.00
£10.22 - £24.52
£10.93 - £26.23
£11.49 - £27.56

To apply for a budgeting loan from the government please Apply Here

Opening Times

Monday - Thursday 9am - 5pm
Friday 9am - 4.30pm
Weekends appointment only.

Contact Us

Call: 01642 459555

Address: Fawcett & Hetherington, King George House, 92 High Street, Eston, TS6 9EG

info@fawcettandhetherington.co.uk

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